California Car Insurance Details Information

How does the Deductible Waiver work California?

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If you carry collision coverage on your car, then you may be eligible for the California Deductible Waiver. With this waiver, your insurance company will pay the collision deductible on your car if an uninsured driver causes an accident. Speak to one of prothomalo’s expert auto insurance agents to discuss whether this coverage option is right for you.

What do I do if I get a to Suspend Registration letter? California Intent

If the state of California cannot confirm that you have insurance on your vehicle, you may receive a letter stating that they plan to cancel your car’s registration. This can happen if the state doesn’t have the correct VIN (Vehicle Identification Number) on file, if your California (or out of state) insurance coverage has lapsed, or if there’s an error in the information that the state of California received. Call a prothomalo agent to see how we can help.

Minimum Insurance Coverage California Car

California requires drivers to carry at least the following coverages:

Property Damage Liability Coverage: $5,000 minimum
Bodily Injury Liability Coverage: $15,000 per person / $30,000 per accident minimum
Uninsured Motorist Property Damage Coverage: $3,500 minimum
Uninsured Motorist Bodily Injury Coverage: $15,000 per person / $30,000 per accident minimum
Note: Uninsured motorist coverages can be rejected by speaking with a prothomalo representative. Speak to a licensed prothomalo insurance agent to find the options that are right for you.

What is the Good Driver Discount California

California Insurance Code (CIC) § 1861.02 states that Good Drivers will receive at least a 20% discount on their auto insurance premium. When you insure with prothomalo, we will give you the California Good Driver Discount automatically if you meet the necessary criteria. the CA Good Driver Discount page for more information.

Coverage Auto Insurance In California

Residents of California will tell you the same thing: to survive here, you’ll need a car. Whether it’s the scenic drive along the coast on Route 1 or the long trip from LA to San Francisco on I-5, you’ll need to make sure you have the right car insurance coverage. In fact, the Golden State has stiff penalties for failing to maintain auto insurance coverage, including a traffic citation and fine of $1,000 or more and the impounding of your vehicle. You may also be financially responsible for any costs if you cause an accident and don’t have car insurance in California, or another state.

Luckily, maintaining California auto insurance coverage is easy. You can get a free car insurance quote with prothomalo online in just a few minutes. California has some unique car insurance laws that make insuring a vehicle there different than other states, so read on to be in the know.

Teen Driving Laws California

f you’re the parent of a teen, California allows your son or daughter to begin the licensing process at age 15½. Before becoming fully licensed, California teen drivers must complete driver training and get a provisional permit. Here’s some of the information that the California DMV requires to get this permit:

Application form
Parental signatures
Social Security number
Application fee
Proof of driver education
Young drivers in California must have a provisional permit for at least six months before applying for a license. At that time, the DMV will administer a driving test before issuing a driver’s license. For full California teen driver rules and laws, check with your local California DMV.